Financing

At Dobbs Peterbilt, we’re more than just a dealership; we’re your long-term business partner. From your first inquiry to the final signature and beyond, our team is committed to delivering a premium, full-service experience. Our finance professionals work closely with a wide network of trusted lenders to craft flexible, competitive financing solutions tailored to your business goals and personal needs. Whether you're building a fleet or buying your first truck, we make it simple, for new or pre-owned. No matter your credit history, our experienced team will support you every step of the way, empowering you to move forward with confidence.


Financing options for semi-trucks at Dobbs Peterbilt

THE RIGHT FINANCE OPTION FOR YOU

Why finance with Dobbs Truck Group? When purchasing your next commercial truck or fleet, one of the most important decisions is in regard to truck financing. With a variety of semi and commercial truck financing options, we want you to feel secure and comfortable when deciding on commercial or truck financing with options that are customized to meet your needs. Our finance department offers multiple lease programs, installment loans, and equity loans for repairs or other cash flow needs.



WHAT WE OFFER:

Over 45 Years of Industry Experience
Our finance team offers decades of experience, providing reliable guidance and ensuring a smooth, hassle-free financing process.
Competitive Rates and Terms
We partner with a range of lenders to secure competitive financing options tailored to your business needs, helping you maximize your return on investment.
Financing for New and Used Trucks
Whether you're investing in new equipment or upgrading with pre-owned inventory, we offer financing solutions to support both.
Partnerships with Trusted Lenders
Our network of trusted commercial lenders ensures access to competitive rates and dependable service.
In-house Financing
We provide flexible in-house financing options with a streamlined process, so you can get on the road faster with terms that fit your business.
Flexible Lease and Purchase Options
We offer both leasing and ownership options, giving you the flexibility to grow your fleet on your terms.
Custom Fleet Financing Solutions
Our team specializes in structuring financing plans for fleets of all sizes, helping businesses scale efficiently and affordably.
Seasonal Payment Plans
We offer optional payment structures designed to accommodate seasonal revenue fluctuations common in the trucking industry, including annual, quarterly, monthly skip, and token (reduced payment) plans.
Experts in Commercial Truck Financing
Our finance professionals understand the complexities of the trucking industry and are here to guide you toward the most efficient and cost-effective financing solutions.

Need a financing program built around your business goals?



Peterbilt 3-Year Extended Warranty Program for Class 8 Customer Orders

For new orders financed by December 31, 2025. If financed with PFC, the customer receives a 3-Year/300,000-mile Extended Vehicle Warranty.
Our Most Used Program!


$3,000 MX Engine Rebate Program

$3,000 cash rebate to customers who finance their Peterbilt with MX-13 power or MX-11 power with PFC.


Medium Duty Warranty Program

Offers a 3-year / 200K Extended Vehicle Warranty up to 72-month terms.


Vocational Extended Warranty for 3 Year & 4 Year/100,000 miles

For new orders placed by and financed by December 31, 2025. If financed with PFC, the customer receives a 3 or 4-year 100,000-mile Extended Vehicle Warranty.


MX-13 Down Payment Match

PFC and Peterbilt will match dollar-for-dollar, up to $5,000, a customer's down payment for a new Class 8 vehicle with an MX-13 engine.





For more information about additional programs, please contact your salesperson.

* Terms and Conditions may apply per program.

Frequently Asked Questions

How much do I need for a down payment?
The amount you’ll need for a down payment depends on several factors, such as your credit profile (both personal and business), the type of truck you’re financing, how long you’ve been in business, the size of your fleet, and how the vehicle will be used, among other considerations.
Can First-Time Buyers Get Approved for Financing?
Yes, first-time buyers can qualify for truck financing. While you may be asked to provide a higher down payment and some supporting documentation, we offer programs specifically designed to help new buyers. These programs vary based on several factors, and our financing specialists will work with you to identify the most suitable options and help you secure a truck that meets your business needs.
My credit isn’t strong. Can I still qualify for financing?
We understand that not everyone has perfect credit, and we’re committed to helping you explore your financing options. In some cases, a larger down payment or additional documentation, such as recent bank statements, financial records, or collateral, may be required. Our team will work with you to find a solution that fits your situation.
What does a typical truck ownership journey look like for most customers?
Many customers begin with a used truck for 3 to 5 years, then upgrade to a late-model pre-owned unit, and ultimately transition into a new truck as their business expands and their operational needs become more advanced.

We’re Here to Help – Contact Us Today

Please begin the contact form by telling us what you are interested in financing. Fields with an * are required.

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